Wellness Tips on Money: Make sure that your money never hits your wallet. For instance, if $50 a month is what you will save by biking to work once a week, “Figure out a way to send $50 every paycheck to a savings account,” Blaylock says. “You’ll be amazed at how quickly you can amass an impressive pile of cash through this ‘set it and forget it’ technique.” The same goes for credit card payments automatically deducted from your bank account at the same time every month. You probably won’t miss the money, and your card balance will shrink faster than you realize.

7 Steps to Help You Have More Money This Year: "Hunting for hidden savings won’t help you if you don’t funnel your newfound funds into investment or savings accounts. Lots of folks “may cut out the lattes, but they’ll increase their budget somewhere else. The key is not only cutting back, but also having a plan for what to do with that leftover money,” Blaylock says. For instance, if reducing your daily trips to the coffee shop yields you a giant-screen TV rather than a badly needed emergency fund, you’re probably putting your basic security at risk."

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