Wellness Tip" When trying to forge a new, responsible financial you, creating a new way of doing things takes time, and a small money mistake today is just a chance to do better tomorrow. Don't give up, in time you will learn how to responsibly handle your finances.

10 Helpful Money Habits to Adopt Today: "In fact, a study published in the European Journal of Social Psychology shows that for some people, it takes a few weeks to hammer home good practices; others need months. But no matter how long it took each individual to cement their new habits, not a single one was completely derailed by a slip-up here and there."

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Wellness Tip: Think about one spending habit you'd really like to change: Maybe it's the $50 you spend on work lunches each week. Maybe it's the fact that you can't seem to get out from under your debt. Then create a mantra designed to combat it, such as, “I only splurge on entertainment after I’ve paid my credit card bill in full." Better yet, write it down and pin it to your bulletin board, or snap a pic and make it the background on your phone.

10 Helpful Money Habits to Adopt Today: "Adopt a Spending Mantra
It turns out mantras aren't just for yogis anymore. A recent report by behavioral economist Dr. Hersh Shefrin shows that creating a financial rule of thumb to guide your spending decisions can actually help make us better money managers.

While scientists call them "heuristics," not mantras, they work specifically because adopting a personal belief we want to live by—even if we invent it ourselves—makes us feel guilty if we don't abide by it. "

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Wellness Tip: The new you knows that you deserve more. You deserve to be safe if you lose your job, free of bad debt and saving for something big that will truly make you happy. The next time you're tempted to spend, ask yourself: Do you deserve this $40 candle/$25 dinner/$150 pair of sneakers, or do you deserve more? Once you start asking, you'll be surprised how often you choose to invest in your future instead of spending on things that are unnecessary

10 Helpful Money Habits to Adopt Today: "Ever told yourself "I deserve it" when agonizing over the price of takeout after a long day, or trying to justify a new outfit after crushing a presentation at work? We've all been there--"treating ourselves" at the expense of our financial health. But that's the old you. Instead of deserving every gadget, weekend getaway and expensive spa treatment that crosses your path, the new you knows that you deserve more."

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Wellness Tip: The new you knows that you deserve more. You deserve to be safe if you lose your job, free of bad debt and saving for something big that will truly make you happy. The next time you're tempted to spend, ask yourself: Do you deserve this $40 candle/$25 dinner/$150 pair of sneakers, or do you deserve more? Once you start asking, you'll be surprised how often you choose to invest in your future instead of spending on things that are unnecessary

10 Helpful Money Habits to Adopt Today: "Ever told yourself "I deserve it" when agonizing over the price of takeout after a long day, or trying to justify a new outfit after crushing a presentation at work? We've all been there--"treating ourselves" at the expense of our financial health. But that's the old you. Instead of deserving every gadget, weekend getaway and expensive spa treatment that crosses your path, the new you knows that you deserve more."

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