MONEY TIPS FOR THE HOLIDAYS: Only Spend $20 “My significant other, Rogelio, and I spend a big chunk of our holiday budget traveling around the country to visit family, so we don’t want to feel pressured to spend too much on gifts for each other. For the past two years, we’ve celebrated ‘$20 Holidays’—we each have to come up with something creative that comes in under $20. “Last year, I gave him a ‘Relax Package’ that included slippers I made myself and some nice massage oil—since I was the masseuse, the massage he got was free! For my gift, Rogelio cooked us dinner, took me to a light show at a nearby botanical garden, snagged an awesome Groupon for bowling and called in a favor from a friend who runs a car service. "We had so much fun that we now do $20 date nights every few months, and they’re some of the best dates we’ve ever had. These gifts end up being much more thoughtful than the more traditional things we’ve purchased for each other in the past.” -Kelly Ryan, communications and tourism manager

10 Ways to Make the Holidays Better—and Not Break the Bank:

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