WELLNESS TIP FOR COUPLES: GIVE HIM / HER YOUR LIFE INSURANCE POLICY. Ensuring that your partner is taken care of in the event that something happens to you—and vice versa—offers the gift of peace of mind. “You never know where the road of life will take you, and planning ahead for illness or death as well as having life insurance can help couples be ready,” says Mitchell Adel, a certified elder law attorney and managing partner at Cooper, Adel & Associates, a law firm specializing in estate planning and elder law.

14 Financial Valentines to Give Your Sweetheart: "Life insurance is especially important if you think that your loved one might have difficulties meeting monthly living expenses and paying one-time costs in the event of your death, like funeral expenses, as well as such longer-term bills as a mortgage—not to mention just the general cost of raising children."



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