Wellness Tip: Stop Bad Money Habits by choosing a particular plan, committing to the idea of allocating a certain amount to repayment each month and engaging peer support (read: those telephone or email reminders from friends). Once again, effort trumped any underlying genetics: “Good habits do end-runs around the parts of our personality that give in to temptation,” explains Dr. Shefrin.

4 Ways to Trick Your Brain Into Banishing Bad Money Habits:

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