Wellness Tip: Banish Bad Money Habits by coming up with a RULE OF THUMB TO LIVE BY - a specific heuristic to help you combat each one. Psychologists have found that we tend to feel poorly about ourselves for breaking the rule, even if we created it.

4 Ways to Trick Your Brain Into Banishing Bad Money Habits: "Adopt a New Mantra
How It Works: For this exercise, you’ll be using the help of a fancy scientific term known as a “heuristic,” which is essentially a rule of thumb that you live by to make decision-making easier. You probably already have many money heuristics that you abide by every day—whether you’re conscious of them or not.
Some examples: “I only buy used cars,” “always take your tax return to the bank” and “I deserve to shop online after a hard day at work.” As you can see, some heuristics are better for your finances than others."

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