Wellness Tip in Your 50s: Don’t get trapped into retirement as an escape from your job.

Instead, calculate how your retirement income might change based on several age scenarios—and remember that working is still a possibility. Practice” your retirement. Sometimes the idea of retirement is more romantic than the reality. You may think that beachside cottage is for you, but if you’re used to the hustle and bustle of a busy 9-to-5, will you enjoy that investment? Before you decide how you want to spend your golden years, visit the places you’re thinking of moving to, as well as the activities you plan to pursue. How will you spend your time? How will you spend your money? Can you live a simpler life—or do you need your creature comforts?