WELLNESS TIP IN YOUR 40's AND 50's: Pay off the house. The last thing you want to do is enter retirement with a mortgage payment. Make it a goal to be done with house payments before you retire. One option: Make half a mortgage payment every two weeks—you’ll end up making one full extra payment every year, which will slightly accelerate your payoff schedule. “It puts you in a position to have very little or no housing costs outside of your property taxes,” Kirkpatrick says. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s

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