5 Secrets to Better Life Habits: "How It Can Work for You: The Heaths explain that our default setting is to look at the negative. In fact, they tell us, a psychologist once analyzed 558 common emotion words used in the English language and found that only 38% of them were positive. Just like we tend to remember bad gossip over the good, we harbor more on the wrong results than the right ones."
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Thursday, February 6, 2014
WELLNESS TIP: TO BREAK BAD HABITS, BREAK DOWN RESOLUTIONS TO MICRORESOLUTIONS. “or setting goals that are so realistic and manageable that you could not possibly talk yourself out of them. Arnold stresses that the microresolution should be a precise, explicit action for it to be successful. Example, “I want to become fluent in Chinese” gets broken down into “I will learn two new Chinese words every day on the subway on my way to work.”
5 Secrets to Better Life Habits: "How It Can Work for You: Find a way to break down your financial goals to go from aspiration to execution. “I will be better with money,” may become “I will take a Money Minute on my iPhone every morning before I leave the breakfast table.” And don’t go overboard by piling on the microresolutions. Practice only one of them for the next two weeks. Once that one becomes more automatic, add a second, such as “I will walk two extra blocks to go to the non-fee ATM.”"
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WELLNESS TIP: MAKE A RIGHT DECISION BASED ON ONE GOOD REASON. TRUST YOUR INSTINCT! "Your gut, your instinct, or your intuition is helping you come to a conclusion based on heuristics (the fancy way to say rules of thumb) that your brain has absorbed as a result of time, experience and evolution."
5 Secrets to Better Life Habits: "When you go with your gut, you’re not just working off emotion; you’re actually disposing of information that your brain instantly and intuitively deems unnecessary. In other words, you’re unconsciously separating the wheat from the chaff in order to make a lightning-fast decision. (It’s how baseball players, for instance, know to catch a ball). Gigerenzer tells us that the theory that you can make a right decision based on one good reason, rather than many, is dubbed “take the best.”"
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WELLNESS TIP: MAKE IT HARDER "NOT TO DO" THE SMART THING. Example: If u want to eat healthier, achieve this by simply moving the healthy food to to your eye level and puts the unhealthy food further back and out of reach. According to the authors, changing how the foods are displayed could up the consumption of healthier food by as much as 25%.
5 Secrets to Better Life Habits: "Best of all? It’s actually the easiest move. She hasn’t eliminated anyone’s freedom of choice; she’s simply made a small tweak that makes the healthier food decision a little more user-friendly. Thaler and Sunstein call this “choice architecture,” or influencing decisions by changing the context of how the choices are presented. They argue that, in a similar fashion, we can “nudge” other people, and ourselves, to make the best decision simply by making, or “architecting,” small tweaks to our own environments."
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WELLNESS TIP: Practice "IMPLEMENTATION INTENTION. One key to adopting a better habit is to create a connection between a specific situation and a resulting action, and then practice repeating that process. One way to do this is to put the desired outcome into an “if … then” statement. For instance, if you’re trying to be a kinder person this year, say, “If I see a person struggling with a stroller, then I will offer to help.”
5 Secrets to Better Life Habits: "How It Can Work for You: You can apply implementation intention to just about any money habit you want to adopt. Just make sure the “if” trigger is not so specific that it gives you few opportunities to try out your new habit, says Dean, and not so wide that it it’s too vague. For instance, if you want to chip away at credit card debt, try something like this: “If I am buying something that is less than $30, then I will use cash.”"
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WELLNESS TIP: Be Happy, Eat Dark Chocolates. "That warm chocolately hug you feel inside every time you give in to the sweet stuff isn’t just your imagination. A study published in the Journal of Psychopharmacology found that participants who consumed a chocolate infused drink every day felt happier and calmer than a control group who didn’t have the drink. The reason chocolate makes you feel so happy is it increases the production of serotonin in your brain, which is a hormone commonly found in antidepressants. If you want this mood boost without feeling guilty, opt for healthier natural dark chocolate without added sugar or milk." - 5 surprising foods that can affect your mood - Yahoo She Philippines
WELLNESS TIP: Be Calm, Eat Brown Rice. "Brown rice is the perfect food for people who regularly suffer from mood swings, and that’s because it’s high in soluble fibre. Fibre slows the absorption of sugar into the bloodstream, which serves to stabilise your mood and decrease mood swings. Mood swings commonly occur during high-stress periods of your life, and can severely impact on both your career and personal life. If you’re not a fan of brown rice there are plenty of other foods whose high fibre content means they’re great for calming your mood, such as oats and Brussels sprouts." - 5 surprising foods that can affect your mood - Yahoo She Philippines
Wellness Tip: Avoid Sugar to be Sweet! Because "Sugar can make you feel angry Just as fibre can calm you by stabilising your blood sugar, consuming too much sugar can cause fluctuations in your blood sugar and have the opposite effect. Although you might crave sugar and experience an initial mood boost when you first have it, over time it will lead to mood swings and make you feel angry. Researchers at Princeton University found that these mood swings are amplified by the fact that sugar can be as addictive as some drugs. They found that the body can become dependent on sugar if enough is consumed, which leads to mood altering cravings. And when you finally give in and have a sugary snack? The whole cycle starts over again, and your mood swings worsen." - 5 surprising foods that can affect your mood - Yahoo She Philippines
Sunday, January 19, 2014
WELLNESS TIP IN YOUR 40's AND 50's: Pay off the house. The last thing you want to do is enter retirement with a mortgage payment. Make it a goal to be done with house payments before you retire. One option: Make half a mortgage payment every two weeks—you’ll end up making one full extra payment every year, which will slightly accelerate your payoff schedule. “It puts you in a position to have very little or no housing costs outside of your property taxes,” Kirkpatrick says. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
CLICK LINK TO READ>>>> What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s:
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WELLNESS TIP IN YOUR 40's AND 50's: PRIORITIZE RETIREMENT. Funding your living expenses in retirement should be your most important goal right now, but a lot of people get distracted by college bills—and the feeling that you’re doing well, so you don’t have to save so much toward retirement. “People are not realistic,” Lyons Cole says. “They don’t understand that you can’t write a check to your kid’s college unless your retirement is really, truly on track.” You should be saving at least 15% of your income toward retirement—and more if you can swing it, she says. Ideally, Lyons Cole would like people to be putting 25% away overall, including retirement, emergency, and general savings. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
WELLNESS TIP: IN YOUR 40's AND 50's: Curb overspending. “One of the temptations is to keep up with the Joneses and to outsize our lifestyle and go incrementally higher and higher on what we buy,” Kirkpatrick says. “That’s human nature, but this is an opportunity for you to lock away a significant amount of wealth, which puts you in a better position to leave the workforce earlier.”- What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
WELLNESS TIP: IN YOUR 30's: Continue Saving. Keep socking it away. You’re probably making exponentially more now than you were 10 years ago, but that means you should be saving more—for retirement!—not treating yourself to all the luxuries in life. “We get to our 30s and suddenly we’re making money, and we’re like, ‘I deserve a nice car,’” Lyons Cole says. “Be conscious of that psychological effect. Sure, you deserve a nice car, but that car doesn’t have to be a BMW.” If possible, use this decade to bump your retirement savings up to at least 15% of your income. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s: "Keep socking it away. You’re probably making exponentially more now than you were 10 years ago, but that means you should be saving more—for retirement!—not treating yourself to all the luxuries in life. “We get to our 30s and suddenly we’re making money, and we’re like, ‘I deserve a nice car,’” Lyons Cole says. “Be conscious of that psychological effect. Sure, you deserve a nice car, but that car doesn’t have to be a BMW.” If possible, use this decade to bump your retirement savings up to at least 15% of your income."
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WELLNESS TIP ON YOUR CAREER: IN YOUR 30s: Tackle debt. You may have the income now to really attack any student loans or credit card debt that may be lurking. Don’t just pay the minimums and keep those balances for decades. Get aggressive and knock out high-interest debt now, since later you’ll probably be balancing saving for your own retirement and for college if you have kids. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
CLICK LINK TO READ>> What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s: "Don’t check out. “A lot of women off-ramp and stop working for five to seven years,” Caprino says. “That’s incredibly challenging. You’ve just gotten off a competitive track.” If you can, don’t fall out of the workplace entirely when you have children. Find a way to keep your hand in the pot—working part time, freelancing, consulting, job sharing—so you keep your skills fresh and maintain your contacts."
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WELLNESS TIP ON CAREER MANAGEMENT IN YOUR 30's: Watch for opportunities. Don’t sit at one company for five years without checking in with the outside world. “No matter how much you love your current job, you should be interviewing,” Caprino says. “Literally, you should be interviewing two or three times a year.” That ensures that you’ll be aware of both your worth in the marketplace and of great job openings—which could come with a corresponding title and pay bump. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
CLICK LINK TO READ>> What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s: >>>> "Volunteer. Want higher pay and more responsibility? Show your company that you’re ready for it. Look at where the gaps are in the company and offer to spearhead a new project, or volunteer in another division. Do something to demonstrate your capability and your readiness to take on more. “For a lot of us, we get comfortable and we wait for a boss to tap us and say, ‘You’re being promoted,’” says Kirkpatrick. “It takes a lot of energy to get out in front of it, to be proactive about asking for that next piece of responsibility.”"
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WELLNESS TIP ON CAREER MANAGEMENT IN YOUR 20's: Save like crazy. In the early years, life is relatively uncomplicated, financially at least. You may not have kids or a mortgage or aging parents to divert your attention—but that doesn’t mean you’re diligently saving for retirement. “For a lot of people, this stage means spending,” says Stephany Kirkpatrick, CFP®, and director of financial planning for LearnVest Planning Services. “We buy cars, take trips, we get a housekeeper for the first time. But that shouldn’t come ahead of saving enough to get your 401(k) company match.” Key goals right now should include putting enough aside in your employer-sponsored retirement plan to get any company match, and socking three to six months of living expenses in a savings account for emergencies. Your future self will thank you. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
CLICK LINK TO READ: > What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s: "Take charge. If a higher-up spot opens up at your company, are you in the running for it? If not, why not? “You should be meeting with your supervisor regularly, and you should have a development plan in place,” Caprino says. “There should never be a blindside.” In other words, if there are issues that would prevent you from getting that next promotion, you should be aware of them and working on solving them."
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WELLNESS TIP ON YOUR CAREER: When You’re in Your 20s >> Have a plan. Out of college, it’s tempting to take the first job that comes your way. But one of the keys to work achievement is finding a career that makes you want to show up on Mondays. “From the first job you take, have a career strategy,” says Kathy Caprino, president of Ellia Communications, a career and leadership coaching company. “That can morph, that can be very malleable, but understand what your passions and talents are, and try to craft a career that’s aligned with that. - What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s
CLICK LINK TO READ ARTICLE: What Are Your 'High-Earning Years'? Pay in Your 20s, 30s and 40s: "Consider your industry carefully. The differences in men’s and women’s numbers in PayScale’s analyses was largely driven by job choice. According to PayScale’s results at least, “Men tend to go into engineering, computer science, management roles and director roles more so than women, and those jobs see fairly consistent pay increases year in and year out,” Bardaro says. Maybe there isn’t a higher-paying career choice that lights your soul on fire, but if there is, you’d be foolish not to pursue it over another option.
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Saturday, January 18, 2014
WELLNESS TIP: LIGHT THERAPY CAN BEAT JET LAG AND MANAGE SLEEP SCHEDULE: Using light therapy will affect the production of melatonin in the body. Melatonin is a hormone produced by the body during darkness and is broken down during daylight – and its presence or absence effectively causes you to feel sleepy in the dark and awake in the sunshine. An intense application of light is thought to ‘reset’ the body clock by suppressing the production of melatonin – thereby keeping you awake during the daytime at your destination. Some people have been able to avoid, or at least minimize the effects of, jet lag by using light therapy – so why not try it?" - Light therapy | Four Alternative Ways To Beat Jet Lag - Yahoo She Philippines
WELLNESS TIP: AROMATHERAPY CAN BEAT JET LAG. Use essential plant oils to dab on your wrists, temples and feet. Some of these essential oils – such as those containing grapefruit, cardamom and rosemary – are stimulating, and help to keep you alert and refreshed if you need to stay awake. On the other hand, some of the oils have calming, sedative properties – such as those containing lavender and mandarin – which can be used to aid relaxation if you’re having trouble sleeping during or after your flight - Aromatherapy | Four Alternative Ways To Beat Jet Lag - Yahoo She Philippines
Friday, January 17, 2014
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